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HMO, PPO, HDHP, and EPO are types of health insurance plans. HMO (Health Maintenance Organization) requires members to use in-network providers. PPO (Preferred Provider Organization) offers more flexibility to choose providers but may have higher costs for out-of-network care. HDHP (High Deductible Health Plan) has higher deductibles but lower premiums. EPO (Exclusive Provider Organization) is similar to HMO but does not require referrals for specialists. Understanding these differences helps choose the right health plan.

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